How To Fund A Cushy Retirement Of Your Own


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older woman working on the computer during her retirement

Retirement is an exciting time in your life that gives you a chance to enjoy the freedom of no longer having to work a 9 to 5 job. Many people look forward to spending more time with their friends and family, traveling, picking up a new hobby, or volunteering.

Planning for retirement can seem like a daunting process, but with the right tools and resources you can start planning for a retirement that allows you to enjoy your third act in life. Here are 10 great retirement affiliate programs to help people plan for and enjoy a healthy and financially secure retirement.

One interesting thing to consider is that you could be writing for young people looking to retire, or seniors that need to retire soon. Retirement isn’t always about sitting on the couch collecting a social security check, so vacation companies would be worth promoting too!

Retirement Affiliate Programs

  1. SmartAssest
  2. Lending Club Investor
  3. Rebalance IRA
  4. Ladder Life
  5. eHealthInsurance
  6. Blooom
  7. Senior Life Settlements
  8. AARP
  9. Nolo
  10. TurboTax


screenshot of the affiliate sign up page for SmartAssestSmartAsset empowers people to make smart financial decisions with easy to understand advice

  • URL:
  • Commission: $70 per lead
  • Cookie: 1 day

SmartAsset connects retirees, soon to be retirees, and investors with financial advisors from all around the country. Their algorithm matches each user with the best financial advisor based on their location, assets, and preferences. Their award winning tools and calculators were created by personal finance experts and are used by over 45 million users every month.

Their target audience is people 45-65+ who are retiring or planning for retirement. SmartAsset uses Commission Junction to run their affiliate program.

Why Should You Promote SmartAsset: Easy to understand financial advice, targeted audience, high flat fee commission rate

It’s important to note leads must have over $25,000 in investable assets.

Lending Club Investor

screenshot of the affiliate sign up page for Lending Club Investor

Lending Club Investor lets you invest with purpose by helping fund personal loans up to $35,000

  • URL:
  • Commission: $50 per IRA application
  • Cookie: 30 days

Lending Club is the largest online marketplace connecting borrowers with investors in the world. Their platform allows consumers to lower the cost of their credit and offers investors attractive risk-adjusted returns. They offer 3 types of retirement accounts including traditional IRA, Roth IRA, and 401(k) rollover.

Their affiliate program is managed by Impact Radius. Lending Club Investor allows banner, search, and email channels. They provide all the marketing materials and reporting tools needed to start marketing right away.

Why Should You Promote Lending Club Investor: Peer to peer lending platform, risk-adjusted returns, competitive commission structure

Lending Club offers an investment alternative that brings together creditworthy borrowers and investors so they can both benefit financially.

Rebalance IRA

screenshot of the affiliate sign up page for Rebalance IRA

Rebalance IRA helps their clients live well and retire with more

  • URL:
  • Commission: $55 per lead
  • Cookie: 60 days

Rebalance IRA manages your investment with industry low fees which you allows to save on average 45-75% in annual fees. They offer expert financial planning, investing, and decision making advice. Their team of experts will work with you to create a globally diversified investing portfolio to help reduce risks and improve overall returns.

They have partnered with ShareASale to run their affiliate program. Rebalance IRA rewards affiliates for referring potential clients with a minimum of $100,000 in investable assets that complete a phone consultation. Affiliates have access to a great selection of banner ads, text links, and state of the art affiliate tools.

Why Should You Promote Rebalance IRA: Expert investment management, low fees, increase commission rates available

Affiliates with over 25 leads in one month earn $65 per lead.

Ladder Life

screenshot of the affiliate sign up page for Ladder Life

Ladder Life redesigned the process of buying life insurance while utilizing state of the art technology and world class expertise

  • URL:
  • Commission: $75 per lead
  • Cookie: 60 days

Ladder Life gives you an instant and smart way to take care of your loved ones with life insurance. They designed the ability for customers to increase or decrease coverage based your needs and life changes. Their licensed insurance professionals are salaried employees not commissioned sales agents to insure you get unbiased advice.

Affiliates can sign up for the Ladder Life affiliate program with Commission Junction. Many of their customers range from 25 to 55 with financial dependents and enjoy getting things done quickly and efficiently. Their affiliate manager is available if you have any questions, requests, or concerns.

Why Should You Promote Ladder Life: Smart way to insure your life, cuts out commissioned sales agents for unbiased recommendations, fast three step process

Affiliates can promote their easy to use life insurance options as an important step when planning for retirement and providing for your financial dependents.


screenshot of the affiliate sign up page for eHealthInsurance

eHealthInsurance has helped over 3 million Medicare customers save up to $541

  • URL:
  • Commission: $50 per individual and family health insurance application
  • Cookie: 120 days

eHealthInsurance is the leading online source for health insurance for families and individuals in the US. They have relationships with over 180 health carriers to offer their customers 10,000+ health insurance products. Their health advocates work with you to find the Medicare health plan to fit your retirement budget and needs.

They use Commission Junction to run their affiliate program. eHealthInsurance gives their affiliates access to professionally designed banner ads, email campaign graphics, landing pages, widgets, and text links. Affiliates can track their campaigns and commissions on their easy to use affiliate dashboard.

Why Should You Promote eHealthInsurance: Over 10,000 health insurance products, expert health advisors, increased commissions available

Affiliates can earn increased commissions of $57.50-$75 for bringing in 50-120 leads.


screenshot of the affiliate sign up page for Blooom

Blooom allows their customers to take a set it and forget approach to their 401k retirement plan

  • URL:
  • Commission: $15 per lead
  • Cookie: 30 days

Blooom is a robo 401k advisor that picks funds that best align with your retirement goals. For $10 per month, customers can cut hidden investment fees, improve their diversification, and have unlimited access to a financial advisor. You can sit back and relax while they manage and monitor your account to keep your retirement on track.

Their affiliate program is hosted on Impact Radius. Blooom’s campaign attributes include unique promo code tracking, product catalog, and deep linking. Their responsive affiliate management team will work with you to get the most out of their program.

Why Should You Promote Blooom: Robo 401k advisor, unlimited access to a financial advisor, state of the art affiliate tools

Affiliate earn a very generous $15 flat fee commission when a lead completes a free 401k check-up.

Senior Life Settlements

screenshot of the affiliate sign up page for Senior Life Settlements

Senior Life Settlements offers an alternative financial solution to help you retire

  • URL:
  • Commission: $15 per lead
  • Cookie: Session

Senior Life Settlements has helped thousands of clients sell their life insurance policies at the highest market offer possible. Life settlements or senior settlements allow you to sell your existing life insurance policy to a licensed life settlement provider for more than the cash surrender value but less than the net death benefit. This can be an alternative financial solution to add to your retirement.

They use ShareASale to run their affiliate program. Senior Life Settlements provides their affiliates with all the marketing materials and tools they need to get started. Their experienced affiliate managers are available to answer any questions and offer suggestions on how to optimize your campaigns.

Why Should You Promote Senior Life Settlements: Alternative retirement solution, free non-bidding appraisal, generous commission at no cost to your viewers

Affiliates earn a $15 flat fee for every lead they get to sign up for a free non-bidding appraisal.


screenshot of the affiliate sign up page for AARP

AARP memberships give consumers over 50 ways to access discounts, services, and programs

  • URL:
  • Commission: $10 per lead
  • Cookie: 7 days

AARP is a non-profit organization that empowers people to choose how they live as they age. They advocate a positive social change for the 50+ community in the US. Members have access to programs, services, discounts, and information to assist them with the retirement process and making the most of the rest of their lives.

They have partnered with Pepperjam to manage their affiliate program. AARP provides their affiliates with banner ads, text links, keywords, and tracking tools on their affiliate dashboard. Affiliates can promote on their website, blog and social media promotion is considered on a case by case basis.

Why Should You Promote AARP: 50+ membership program, lots of services and information about retirement, frequently updated creative

Affiliates are kept up to date on new promotions, offers, and creatives to help them increase conversion rates.


screenshot of the affiliate sign up page for Nolo

Nolo helps consumers find the answer to their legal issues with their library of legal articles and do-it-yourself products

  • URL:
  • Commission: 25%
  • Cookie: 120 days

Nolo helps small businesses and consumers find answers to their legal questions. Their directory helps connect viewers with 500,000 solo and small law firms all across the US. They offer over 500 do-it-yourself legal products including social security, retirement, wills, and trusts.

Affiliates can sign up for the Nolo affiliate program with Commission Junction. Nolo is consistently mentioned by Forbes, Entrepreneur, SmartMoney, Wall Street Journal, and other highly regarded media sources as the top source for consumer legal documents. Affiliates can utilize their positive press coverage, optimized creatives, and their product catalog to help convert leads.

Why Should You Promote Nolo: DIY legal products, very long cookie life, increased commissions available

Affiliates can earn increased commissions of 30-35% for sales greater than $500-$2000.


screenshot of the affiliate sign up page for TurboTax

TurboTax helps you get taxes done right so you get the biggest tax refund

  • URL:
  • Commission: 5-15%, $1-2 based on product type
  • Cookie: 7 days

TurboTax is the #1 best selling tax product in the US. Millions of users trust their software to do their taxes. They offer lots of free resources like tax calculators, money finding tools, and tips about filing taxes after retirement. Customers can also reach out to their expert support team with any questions.

They have two affiliate programs on Commission Junction for US and Canada based affiliates. TurboTax provides their affiliates with exclusive promotional offers, top performing banner ads, dynamic landing pages, text links, and logos. Affiliates can also add free tax articles and calculators to add value to their website.

Why Should You Promote TurboTax: #1 tax software, retirement tax advice, optimized marketing materials

Their program offers affiliates a chance to earn substantial commissions during the 4 month long tax season.

Affiliate Website Ideas

Now that you’ve learned about 10 great retirement affiliate programs, you should pick a niche to target. You could focus on IRA investments. Lending Club connects borrowers with investors to fund personal loans with attractive risk-adjusted returns. Affiliates earn $50 per IRA application.

Retirement health insurance is another great niche for retirees looking for insurance options after they leave the workforce. eHealthInsurance is the leading online source of health insurance with expert health advocates to help you find the best plan for your needs. They offer a $50 flat fee per individual and family health insurance application.

You could also target life settlements for retirees looking for extra income. Senior Life Settles helps sell existing life insurance policies for the best possible price. Affiliates receive $15 per lead.

Boost Your Affiliate Earnings

These 10 affiliate programs are just the beginning of what’s possible. There are hundreds of ways to earn affiliate commissions with your website, including product reviews, top 10 lists, how-to guides, and more.

But what about traffic and conversions? How do you make sure your affiliate links get clicked?

I used the affiliate training here to turn my brand new website into a six-figure income generator in less than two years. Build a business, not just a pocket-money side project!

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